Cash – Bungeni Wed, 29 Jun 2022 10:00:29 +0000 en-US hourly 1 Cash – Bungeni 32 32 Why releasing a HELOC could be dangerous this year Wed, 29 Jun 2022 10:00:29 +0000

Image source: Getty Images

You might want to take another path.

Key points

  • HELOCs are known for their flexibility and it can be quite easy to qualify.
  • Despite these benefits, you’ll need to be careful if you’re considering taking out a short-term HELOC.

These days, homeowners across the United States are sitting on a lot of equity. Indeed, home values ​​have increased significantly over the past year, giving homeowners the opportunity to borrow against their homes.

If you need cash, you might consider getting a home equity line of credit, or HELOC. And there are benefits to going this route.

With a HELOC, you are not limited to a single lump sum that you can borrow. Instead, you have access to a line of credit that you can draw on as needed over a long period of time, sometimes up to 10 years.

Plus, HELOCs are pretty easy to qualify because they’re secured by the equity in your home. When you take out an unsecured loan, such as a personal loan, your lender can really only rely on your credit score and your history to determine whether to lend you money.

But while HELOCs certainly have their advantages, there is one major downside to taking out a HELOC. And that might come back to haunt you this particular year.

Rising rates mean trouble for HELOCs

While HELOCs can offer great flexibility, one thing they don’t usually offer is fixed interest rates on the amount you borrow. On the contrary, HELOC interest tends to be variable, which can cause your monthly payments to vary over time.

If your payments increase a lot, they might become difficult to track. And if you fall behind on your HELOC payments, you risk consequences such as damage to your credit score and the possibility of losing your home.

Meanwhile, the Federal Reserve is pushing ahead with a series of planned interest rate hikes in an effort to slow the rate of inflation. And that could make any type of variable interest rate loan or line of credit more expensive in the months ahead.

This is why you really need to proceed with caution when purchasing a HELOC. You might like the idea of ​​being able to tap into a line of credit at different times, whereas with home equity or a personal loan, you borrow a lump sum. But because interest rates are likely to keep rising, taking out a HELOC could mean facing very expensive payments down the line.

A better way to borrow now

If you need to borrow money, it could be very beneficial to lock in a fixed interest rate loan. If your credit score is in good shape, a personal loan might be a good choice. But if your credit score isn’t the best, a home equity loan might result in a lower interest rate because your lender might overlook less-than-stellar credit (at least to some extent) if you have a lot of equity in your property.

Of course, no matter which borrowing route you take, it’s a good idea to keep this amount to a minimum. And that’s another danger of HELOCs. While they offer flexibility, it can be tempting to leverage a HELOC if that line of credit is there. But the ease with which you have access to this money could lead you to borrow for the wrong reasons. And so, between that and the potential for higher interest rates, it could really be beneficial to avoid a short-term HELOC.

The Ascent’s Best Personal Loans for 2022

Our team of independent experts have pored over the fine print to find the select personal loans that offer competitive rates and low fees. Start by reviewing The Ascent’s best personal loans for 2022.

Five Top Questions About Florida Title Lending Mon, 27 Jun 2022 23:19:06 +0000

Some lenders offer the so-called second lien title loan, using which you can apply for a title loan without a clear title and without a lien. A clear title simply means that the car is entirely with you, no one asks about car ownership, and there are no outstanding loans on the car.

A second lien title loan application process is very similar to submitting a normal title loan application, the main point is that you must provide verification of your first lien as opposed to a clear title.

Although you can’t get a title-secured or pawn loan without a title or with existing liens, some lenders offer a convenient application process for personal loans and lines of credit, which don’t require a title. The personal loan can be the right solution to quickly settle unforeseen expenses!

Lenders offer great flexibility and a fast application process. Additionally, in some states you can choose between an offline connection or online options.

Interview with Auto Credit Advisor, Maggie Gallagher

The instant loan issue is becoming more and more popular these days. Today we have Auto Loan Advisor Maggie Gallagher to help us clear up any doubts you may have and answer the most common questions about title loans in Florida.

Hello, Maggie, thanks for coming here today!

Hello Louisa! Thank you for inviting me. It is undeniable that many of us are going through the economic hardships and the instant loan is of great current interest and growing rapidly in the market. Therefore, this will be the key question for today’s conversation. I am here to fully inform you and give our readers the detailed answers touching on this subject.

Q: One is to choose from different types of instant loan options. Why would you recommend our reader to opt for securities lending?

The first reason is that bad credit is not a problem. A title loan is a loan usually secured by the use of your vehicle as collateral. Boats, trucks and recreational vehicles, as well as other items, can be financed. Many people use title loans to fix their credit score quickly. You only need to have a stable income and a vehicle with a clear title. This is why the title loan is a perfect solution. a simple and convenient online application, fast approval and no credit check required, which is important for borrowers with bad credit. Disadvantages are high interest rates, short repayment periods

Q: Maggie, can you tell us if online car title lending is illegal in Florida?

A: Good question. It is legal. Also, it’s always a good idea to check. After you apply for a title loan online, you instantly receive cash back on the equity in your vehicle. The amount of your loan is determined based on the value of your vehicle. For instance, Florida Securities Lending on MaggieLoans range from $250 to $10,000.

Q: One more question. How do I get out of a title loan in Florida?

A: Once you have received payment, the lender is the owner of your vehicle. Repaying the loan with interest is all you need to do to get the title back loan, and then the title will be returned to you according to the terms of the contract.

Q: Maggie, can I pawn my car title online in Florida? Tell us about the application process.

A: You can apply for cash anywhere in Florida through the online approval process! Applying online has long been the fastest way to get cash for emergency needs. You can skip the hassle of applying at physical locations and choose a more convenient option in Florida. In addition, the whole journey is super simple and takes no more than ten minutes.

Let me describe the process. The applicant selects a suitable lender, goes to their website and provides the necessary information about themselves. It is very convenient to have your vehicle inspected online using photos and videos. Your application will be reviewed and approved immediately. It’s here! You are ready to receive payment. Most often, the information you need to provide is your name, your address, your income, your contact details. And the last step. The lender contacts you to settle the terms of the loan and the repayment of the debt.

Q: Thanks a lot! And does Florida allow prepayment penalties on online car loans?

A: A prepayment penalty is a sum of money that a lender takes when you prepay your mortgage partially or completely. Fortunately, not all mortgages carry a prepayment penalty. A lender cannot impose a penalty for early repayment of all or part of a loan.

Q: And the last question, can a vehicle be repossessed on private property in Florida?

A: A lender can take possession of titled personal property only through an agent licensed by the state to repossess motor vehicles.

The information you have given us will certainly help our readers form an opinion. We would like to thank auto credit counselor Maggie Gallagher once again for giving an interview to Learn more About Maggie Gallagher.

Stay tuned!

RadCred certifies RSA 2048-BIT to protect users’ personal loan applications Fri, 24 Jun 2022 10:25:00 +0000

In addition to RSA 2048-BIT, RadCred also uses the services of TrustedSite to scan their site daily for security risks.

/EIN News/ — BURBANK, Calif., June 24, 2022 (GLOBE NEWSWIRE) — According to a report by Global Economic Crime Survey, cybercrime has escalated like never before. Cybercrime, including data breaches, is now the top financial crime. Increasing dependence on digitalization, nearly 55% of the population relies on online tools for their credit needs. RadCred incorporates RSA 2048-BIT protection to protect personal loan application data. To ensure the safety of its customers, the platform is also a member of TrustedSite which periodically scans the website to minimize security vulnerabilities.

About RSA 2048-BIT:
The RSA 2048-BIT is an extension of the already existing RSA 1024-BIT. Essentially, 2048-BIT RSA is a type of symmetric encryption which is responsible for securing the website algorithm. The world seems to be adapting well to quantum cryptography which is all about securing the roadmap of websites. Also, 256 bits is the longest and mathematically most difficult AES key length. It is said that an average computer will take over 300 trillion years to crack the RSA 2048-BIT encryption codes (The source). Since RSA 2048-BIT is also the hardest to crack, the US National Institute of Standards and Technology (NIST) states that the use of security codes less than 112-bit will not be permitted by the federal government (The source). Google validated and incorporated said encryption strength by the end of 2013. However, the current encryption keys are valid until 2030. Currently, federal government departments and agencies, non-governmental entities, commercial enterprises and organizations use the highest BIT. RSA encryption to secure their sensitive information.

About RadCred
RadCred is an online marketplace that connects lenders and borrowers. Its USP is to provide funds on personal loans for bad credit in less than 24 hours to its customers in a secure and instantaneous way. The platform also features lenders who accept loan applications without credit checks. To start the process, there are 3 easy steps to complete the application.

Since its inception, the market has already served and helped millions of people around the world. RadCred is also a member of the Alliance of Online Lenders, which ensures that its members respect a code of conduct and propriety by using safe practices. Online Lenders Association (OLA) protects the interests and rights of users to create a diverse and responsible marketplace. RadCred is based in Burbank, CA and connects borrowers with the best mortgage lenders in the industry at the best interest rates.

For more details, visit:

Disclaimer: RadCred is not a direct lender and is not involved in the loan process in any way.

myFICO: Buy Now, Pay Later or Credit Cards: Which Should You Use? Tue, 21 Jun 2022 16:34:00 +0000

SAN JOSE, Calif.–(BUSINESS WIRE)–Buy now, pay later (BNPL) financing has exploded in popularity over the past few years; buyers have adopted the option of splitting their purchases into several payments. Even traditional credit card issuers have started offering installment payments as an option. Choosing between BNPL and a credit card can be difficult, especially since both have attractive features. Here are some things to consider, from myFICO:

For more information on loans and credit, visit the myFICO blog at

Buy now, pay later Advantages and disadvantages

Instead of paying for purchases in full at checkout, Buy Now, Pay Later lets you split your purchase amount into a short installment plan. Your first payment is usually due on the day of your purchase and the remaining payments are spread over several weeks. Usually there is no credit check and the application process is relatively quick and easy. You get a predictable, short repayment plan, and in many cases, there’s no interest.

Since your purchase is split into a few installments with BNPL, your installment payments will be higher. For example, a $1,000 purchase with four bi-weekly payments costs $250 every two weeks or $500 for two months. It’s important to be sure you can afford the payments before you commit. Note that if you don’t make your payments on time, or if you don’t pay your balance before the end of the interest-free period, you could incur significant late fees and interest charges.

One of the disadvantages of the BNPL is that it offers fewer consumer protections, such as the ability to dispute a transaction. The industry is relatively new and unregulated, so payment terms are not standard across the industry. You should carefully read the terms of each provider to understand prices, interest, reimbursement, etc.

Keep in mind that BNPL providers may report to credit bureaus, so your account history may impact your FICO® Scores. First observations of a a recent FICO study reveals that even though the change was small, on average people tend to lose a few points when newly opened BNPL accounts flagged as installment loans are included in credit data. The impact could be more pronounced if you have less than four accounts on your credit file or less than three years of credit history. (Note that this may also be the case when opening other types of credit, including credit cards!)

BNPL versus credit cards

A credit card gives you more time to pay and more places to use your card. Using a rewards credit card allows you to earn rewards that you can accumulate and redeem for flights, hotel stays, money in your bank account and more depending on the rewards program of your credit card. Some cards offer additional benefits like rental car coverage, extended warranty, purchase protection, and trip cancellation insurance.

Rather than requiring a fixed monthly payment, credit cards offer the flexibility of making minimum payments toward your balance. However, unless you are under a 0% APR promotion, you will be charged interest each time you carry over your balance from month to month. Interest rates vary and your exact interest rate could be high depending on your credit risk and the card you choose.

Opening a new credit card is not as simple as taking out BNPL credit. You must complete an application and go through a credit check, which may have a slight impact on your FICO® Scores due to associate inquiry displayed on your credit file. Many credit card issuers can approve your application immediately, but you may have to wait for your card to arrive in the mail before you can use it.

BNPL has become so popular that several credit card issuers now offer installment financing for certain purchases. Options vary by credit card, but most set a minimum purchase amount and a flat fee to participate. You may have the option of funding longer, such as 18 or 24 months. However, since most plans charge a fee, you won’t save money by using your credit card, but you will get the other benefits of using your card.

Which option should you choose?

Both options have their pros and cons. BNPL could be handy when it comes to small, short-term purchases, but incurs a fee if you don’t repay, while credit cards offer more flexibility for larger purchases, as well as the chance to earn rewards. rewards, as long as you agree with the interest cost. It’s important to remember that credit cards and some BNPL accounts can be reported to the credit bureaus, so do your best to pay on time to positively impact your FICO® scores.

Whichever option you choose – and you can use both for different types of purchases – it’s important to keep track of how much you owe to avoid being overburdened.

About myFICO

myFICO makes it easy to understand your credit with FICO® Scores, credit reports and alerts from all 3 bureaus. myFICO is the consumer division of FICO – get your FICO scores from the people who do FICO scores. For more information, visit

Small Payday Loans Online No Credit Check Sat, 18 Jun 2022 17:29:25 +0000

Small payday loans online without a credit check

Get 100% cash advance online even with bad credit. The best service for fast loans!


A credit check can sometimes be applied to some payday loans as well. A credit check is generally not required for many payday loans, but may be requested if the loan is over $10,000. Some lenders require applicants to have a driving record. However, others do not. Your credit score will almost certainly be higher anyway, and your current credit score may not be worth the cost of the loan. Some payday lenders require a social security number or other biometric information for their borrowers. Despite the credit check, you can take small payday loans online without credit check and do it so easily today. You can do it faster and more cost effectively.

Other providers have no minimum deposit or other payment requirements. Once you’ve approved, you’ll receive a confirmation screen and a check in the mail. If your bank hasn’t approved any of your credit cards or you’re a victim of identity theft, you can always contact the lender and ask them to review the information. If the seller hasn’t sent you funds for the debt amount by the time you get to the bank, it’s common for them to simply refund the deposit and return nothing to you.

You will not be charged any fees for refunding the money. Keep in mind that when someone is in a temporary financial crisis, they have no way to recover a cash advance. You won’t be penalized by the lender if you don’t get the promised $300 within seven to ten days of approval. This delay in getting your money is an unfortunate thing for many. If you are able to receive money that you need urgently, use cash advances available for immediate use. These loans offer an inexpensive way to get your money now without having to wait for a credit check. To put it bluntly, it is small online payday loans no credit check and you can take it today. This type of loan is easier to obtain than a bank loan with a lot of paperwork and time.

Why are these types of loans so popular?

Lenders pay a lot of attention to ensuring that the borrower will be able to pay the repayment. With instant loans, you can pay off your payday money in as little as a few minutes. Online Payday Loans, Banks, and Savings Accounts Online loans are available from a variety of credit unions, small and large businesses, and banks. Online loans generally make it easier to get cash advances approved, but there are a few downsides. They can be expensive if you have a large amount, you need to pay early, they can have high interest rates, and they require more frequent paperwork and security such as ID or a guarantor. If you are considering getting a loan, you can always get a small payday loan online without a credit check and it will always benefit you.

Online Payday Loans, Banks, and Savings Accounts Online loans are available from a variety of credit unions, small and large businesses, and banks. Online loans generally make it easier to get cash advances approved, but there are a few downsides. They can be expensive if you have a large amount, you need to pay early, they can have high interest rates, and they require more frequent paperwork and security such as ID or a guarantor.

But online payday loans offer the opportunity to earn more money as an employer with these online loans. You don’t need to have a perfect work history. Some companies allow employees to pay their payroll taxes online with a credit statement and the government will take care of receiving their pay online. If you find yourself in an emergency situation that requires cash, you may want to consider using a cash advance to get cash quickly if you are $500 short or need to get out. quickly from a bad situation.

Monthly fees may be waived for some borrowers, but the loan is generally expensive. The credit scores that companies use to assess the risk of using these types of loans generally do not have the same precision that is used when reviewing a credit score.

Types of loans

The other way to make money fast is through payday loans and cash advances. In this situation, you have a much more limited time to pay off the debt or withdraw the funds as soon as possible. The two most common types of payday loans you come across are cash advances and withdrawals. Cash Advance Payday Cash Advance is a quick way to get cash.

This type of loan is often used to collect charges from your credit card account or to pay a loan from an ATM. Usually, cash advances and cash advances are not used for personal purposes, but for the purpose of withdrawing your money quickly. This type of payday loan gives you up to 10% of the loan principal amount at cash advance rates. Many cash advance lenders charge a higher interest rate than you can receive on your credit card. However, the interest rate is usually very low and often less than 5%. Also, you don’t have to worry about checking your credit history, that’s not the case here, where you can get payday loans no denial direct lenders only and this best way to get quick cash already today.

You won’t have a full credit history before getting a loan. However, instant loans are designed to make it easy for you to pay off debt quickly. The best rate can be made possible with a cash advance loan. Other instant loans Instant loans can be used to make payments on credit cards, student loans or mortgages. You will have an instant interest rate to repay the loan.

Indigo Mastercard Connect and pay bills [CC Sign In Info] Wed, 08 Jun 2022 03:16:02 +0000

(MENAFN – ValueWalk)

The Indigo credit card, more specifically the Indigo Platinum Mastercard, issued by Celtic Bank and managed by Genesis FS Card Services, is an unsecured credit card, i.e. it does not require a deposit of guarantee. It offers people with little or no credit history the opportunity to build a good record.

With an annual fee of $75 for the first year — $99 thereafter — it offers several benefits for cardholders, which you’ll learn about in this article.

Also, if you have the card, you will learn how to make an Indigo Credit Card payment through the Indigo Credit Card Login. You will also learn how to contact customer support, how to make cash advances, how to manage your account online, and how to access the official login portal.

Bridgewater on the number one investor mistake

Over the years, Bridgewater’s “Daily Observations” research notes have built a reputation for their unrivaled and informative views on macroeconomics. But Bridgewater’s research notes don’t just focus on economic trends. Occasionally the company releases a document that covers the investment strategy. In 2004 (revised 2006), the group published a “Daily Observations” note titled Read More

Contents To display

  • 1. Benefits of the Indigo Platinum Mastercard

  • 2. Online account access

    • 2.1. Indigo Mastercard Login

    • 2.2. Register online

    • 2.3. Forgot user ID or password

  • 3. Indigo Mastercard Services

    • 3.1. Indigo Mastercard Bill Pay Phone Number

    • 3.2. Indigo Mastercard payment address

    • 3.3. Customer service opening hours

  • 4. How to pay Indigo Mastercard

    • 4.1. On line

    • 4.2. By telephone

    • 4.3. By email

    • 4.4. Through the mobile app

  • 5. How to avoid late fees

  • 6. FAQs

    • 6.1. What is CB Indigo?

    • 6.2. Does the Indigo credit card have an app?

    • 6.3. How do I cancel an Indigo credit card?

    • 6.4. How do I find my Indigo account number?

  • 7. Final Thoughts

Benefits of the Indigo Platinum Mastercard

The Mastercard Indigo Platinum offers you a set of advantages that will seduce you. Among them, the most important are:

  • No credit check to pre-qualify.
  • 1% foreign transaction fee.
  • Report to the three major credit bureaus.
  • Soft credit call – line of credit.
  • Quick and easy application process.
  • High approval rate.
  • $300 credit limit.
  • 24/7 account access.

Online account access

To get the most out of your Indigo Platinum Mastercard by Celtic Bank, it’s best that you have an online account. Here’s how.

Indigo Mastercard Login

First of all, you will need the Indigo Platinum Mastercard login, which you can find by clicking here. On this link, a platform supported by Genesis FS Card Services, you can create an account and create an Indigo credit card payment and more.

Register online

To create an account, go to the login page and click on “Register your account”. Once there, enter your credit card number, date of birth, and social security number. By clicking “Continue to Next Step”, simply enter the requested information to complete the process.

Forgot user ID or password

On the login page , click “Forgot your username and password?” and two options will appear on the next page.

To reset your password, enter your user name, the last four digits of your credit card, your date of birth and your social security number, then click “Reset password”.

To recover your user ID, scroll down to find the corresponding option and enter your email address, the last four digits of your credit card, your date of birth and your social security number. Then click “Request Username”.

Indigo Mastercard Services Phone Number Indigo Mastercard Bill Pay

To pay or contact customer service for your Indigo Platinum Mastercard, simply dial 1-866-946-9545.

Indigo Mastercard payment address

To make a payment by Indigo credit card by mail, here is the address:

Indigo Platinum Mastercard
Box 23039
Columbus GA 31902-3039

Customer service opening hours

You can also contact support through the Genesis number, 1-800-353-5920. Indigo doesn’t specify hours, but keep in mind that calling will be the fastest way to get help, as email inquiries can take several business days.

How to pay Indigo Mastercard

There are several ways to pay for your Indigo Platinum Mastercard, issued by Celtic Bank. You just have to choose the one of your convenience.

Remember that the Indigo credit card requires a minimum monthly payment of $25 or 1% of your balance, whichever is greater.

On line

If you have online account access , log in and go to the “Invoice payment” tab. Enter the routing and account account numbers and choose the amount you wish to pay and the date of execution of this payment.

Be sure to submit your payment by 5:00 PM PT if you want it credited the same day.

By telephone

If you do not have access to an online account, you can dial the number as indicated above. Make sure you have your card handy as invitees will require the account number before you can connect with a representative.

By email

If you don’t have access to the Indigo Credit Card Login, just send a check or money order at the address given above.

Through the mobile app

Although offering you online account access, Celtic Bank does not offer an Indigo app. This means that you will need to log in through a different device or interface to make a payment through the Indigo credit card login.

How to avoid late fees

The best way to avoid late fees is to set up automatic Indigo card payment on your Indigo card account. You can do this from the Indigo Map Portal. Late payments mean you could end up paying $40 more.

What is CB Indigo?

CB INDIGO will appear on your credit report and show the issuer—CB stands for Celtic Bank—and the name of the card. It’s not a negative notification you’re worried about – it’s just how the financial company can be identified.

Does the Indigo credit card have an app?

Genesis FS Card Services does not offer and Indigo credit card app . So if you have an online account and want to manage your card, you have to do it through other interfaces.

How do I cancel an Indigo credit card?

To cancel your credit card (one of the usual reasons being high annual fees), all you have to do is call customer service. Although little, the cancellation will affect your credit score.

How do I find my Indigo account number?

You can log in and view the secure system to find your account number. Otherwise, call customer service to retrieve the account number or any other type of card-related data you may need.

Final Thoughts

Genesis FS Card Services supports this card, issued by Celtic Bank. Via the Indigo Credit Card ID, you can manage everything related to your Indigo Card account online, and despite the high annual fee, you can make cash advances. If you have bad credit, an Indigo card is a good option!

Updated on June 7, 2022 at 9:04 p.m.


Legal disclaimer: MENAFN provides the information “as is” without warranty of any kind. We assume no responsibility for the accuracy, content, images, videos, licensing, completeness, legality or reliability of any information in this article. If you have any complaints or copyright issues related to this article, please contact the provider above.

The Web 3.0 Future Reviews (ASK Method Company) Ryan Levesque Quiz Funnel Fri, 03 Jun 2022 21:16:45 +0000

The Ask Method Company has launched an online event called The future of Web 3.0.

During the free 5-day symposium scheduled for June 6-10, 2022, The Ask Method Company explains how your digital business can prepare for web 3.0.

What is the future of Web 3.0? Should you attend The Web 3.0 Future webinar? Keep reading to find out everything you need to know about this online event.

What is the future of Web 3.0?

The Future of Web 3.0 is a free 5-day online event scheduled for June 6-11, 2022 at 4 PM EST.

Each day of the event, The Ask Method Company covers a new aspect of Web 3.0 and how Web 3.0 applies to your business.

The Ask Method Company will provide practical advice you can use to prepare your digital business for Web 3.0.

Web 3.0 is already here, and companies that don’t act now risk falling behind. Your competitors are already taking advantage of Web 3.0 technologies. During The Web 3.0 Future, you can learn some of the best practices to prepare your digital business for Web 3.0.

Topics covered during the Future of Web 3.0

The five-day event covers different topics each day. Every day a new expert explains a new aspect of web 3.0. By the end of the 5 days, you should have a better understanding of how Web 3.0 works, how it impacts your business, and how your business can adapt to Web 3.0 by making certain changes today.

Here are the topics discussed during each of the five days of the online event:

Day 1 (Monday June 6, 2022): Web 3.0 Traffic: Efficient lead generation in the world without cookies: iOS 14 was a game-changer for online advertisers as it included native cookieless technology by default, making it harder for advertisers to track users across the internet. In this webinar, Trey Sheneman (Marketing Director of Ask Method Company) explains techniques you can apply to your business today.

Day 2 (Tuesday, June 7, 2022): Web 3.0 Product: How Blockchain Will Disrupt More Than Money: Blockchain technology is not limited to cryptocurrencies. In this webinar, Lee Richter (CEO of the Global Leaders Collective) simplifies blockchain technology and explains how it can power your business. Businesses that use crypto, NFTs, and tokens in the right way today can get a head start.

Day 3 (Wednesday, June 8, 2022): Web 3.0 Email and Tracking: How Marketing Needs to Evolve to Track: In this webinar, Landon Ray (Founder and CEO of ONTRAPORT) discusses how open rates are no longer the standard measure of email campaign success. iOS 15 has targeted email performance, and email marketers need to change their game. Landon explains how to craft a winning game plan moving forward.

Day 4 (Thursday, June 9, 2022): Changing laws and how to use privacy as a strategic advantage: The United States lags behind most countries in the world when it comes to data privacy. However, things are changing. In this webinar, Jodi Daniels (Founder and CEO of Red Clover Advisors), discusses how changing data privacy laws will affect your business. More than half of all US states have data privacy legislation, and smart businesses need to make adjustments today.

Day 5 (Friday, June 10, 2022): Why standard marketing funnels won’t work in the age of Web 3.0: Marketing funnels have been a mainstay of digital marketing for decades. However, they will not work in the Web 3.0 realm. One-size-fits-all funnels are a thing of the past. In this webinar, Ryan Levesque (Founder and CEO of Ask Method Company and explains how to use a personalized approach to funnels built on zero-party data to ensure the success of your marketing campaigns.

After the five-day event, marketers will have a better idea of ​​how Web 3.0 will affect their business, how to act today, and how to ensure you remain a marketer as technology laws change. and privacy continue to change.

The Future Pricing of Web 3.0

The future of Web 3.0 is free for everyone.

Simply enter your name and email address in the online formand you will receive a free link to the live webinar on the day it is scheduled to take place.

What’s the catch?

There is no “catch” in the future of Web 3.0 being free. It’s legitimately free for everyone to attend, and you don’t need to buy anything to attend the webinar.

The purpose of the webinar is to demonstrate the value of The Ask Method Company’s other products and services, including masterclasses, certification programs, and coaching services. However, you are not obligated to purchase these services after attending The Web 3.0 Future webinar.

When is the future of Web 3.0?

The Future of Web 3.0 is scheduled for June 6 to June 10, 2022.

The five-day event consists of a new webinar each day. You will receive a link to each webinar before it airs.

Each daily webinar airs at 4 p.m. ET, 3 p.m. CT, or 1 p.m. PT.

What is Web 3.0?

Web 3.0 is the third generation of Internet services, websites and applications.

People have different definitions of Web 3.0. However, some of the common traits of Web 3.0 technology include:

  • Web 3.0 focuses on using machine-based data understanding to deliver a semantic, data-driven web
  • The goal of Web 3.0 is to create smarter, more connected and more open websites.
  • Web 3.0 involves AI, machine learning, semantic web analytics, and more.
  • Web 3.0 implements virtual assistants and an increasingly AI-integrated world
  • Web 3.0 is increasingly integrated with the Internet of Things; it involves the use of smart devices to predict user behavior, provide them with the results they need, and understand their online browsing and shopping habits

To understand where Web 3.0 came from, it helps to understand Web 2.0 and Web 1.0. Web 1.0 was the first generation of the Internet, with basic websites and connectivity as businesses explored the new technology. Web 2.0 was the rise of social media and growing connectivity. And Web 3.0 is increasingly emphasizing AI, machine learning, and smart technology to make internet technology even better.

About Ask Method Company

The Ask Method Company is a registered trademark of RL & Associates, LLC. The company has been a 5-time winner of the Inc. 5000 Fastest Growing Company award (2017, 2018, 2019, and 2021 for and The Ask Method Company).

The Ask Method Company is based in Austin, Texas, with team members around the world.

You can contact The Ask Method Company via:

  • E-mail:
  • Call: 1-844-KICK-ASK (1-844-542-5275)
  • Address: 4500 Williams Drive, Suite #212-311, Georgetown, TX 78633, USA

In addition to offering webinars, The Ask Method Company offers masterclasses, coaching, certifications, and online training tools, among other products and services.

The Ask Method Company and were founded by Ryan Levesque.

Last word

The Ask Method Company has launched a 5-day online event called The Web 3.0 Future.

Web 3.0 is here, and it’s becoming more and more relevant for marketers every day. During The Web 3.0 Future, you can learn actionable strategies you can implement today to use Web 3.0, leverage Web 3.0 technology, and maximize marketing success in the age of Web technology. 3.0.

To learn more about the future of Web 3.0 or to attend the free five-day online event today, visit the official site at >>>


Affiliate Disclosure:

Links in this product review may result in a small commission if you choose to purchase the recommended product at no additional cost to you. This serves to support our research and writing team. Know that we only recommend high quality products.


Please understand that any advice or guidance revealed here does not even remotely replace sound medical or financial advice from a licensed healthcare provider or certified financial advisor. Be sure to consult a professional doctor or financial advisor before making any purchasing decisions if you are using any medications or have any concerns from the review details shared above. Individual results may vary and are not guaranteed as statements regarding these products have not been evaluated by the Food and Drug Administration or Health Canada. The effectiveness of these products has not been confirmed by the FDA or Health Canada approved research. These products are not intended to diagnose, treat, cure or prevent any disease and do not provide any type of enrichment program. Reviewer is not responsible for pricing inaccuracies. See the product sales page for final prices.

Quick and easy tips for getting a free cash advance without a credit check Fri, 03 Jun 2022 08:10:26 +0000

A loan can be a real liberator in case you find yourself in a problem where you want money quickly. In case, again, you have a disastrous financial record or no record as a customer using any means possible, he might endeavor to find a bank that will give you development credit.

In the rest of the article, we will give you advice on the most appropriate method to obtain a non-binding advance if you have bad credit. We will similarly find out some of the advantages of obtaining money, as well as constant risks and how to avoid them. Appropriately, keep looking for stable heading and data!

What is a credit and what are the potential gains in obtaining one?


A credit is blazing money that can be obtained quickly, consistently in something like 24 hours straight after you request the money. Credits are generally temporary credits ranging from €100 to €500, and their repayment must be completed within a short period of time, generally between part of a month and a few months.

By far most banks that give out advances won’t really do any money research to back up a borrower’s mention for a turn of events; this is perhaps the main advantage of such a turn of events. In this way, they are a mind-boggling decision for people who have poor credit or have no record as a customer using any means possible. Moreover, the money can be used for any purpose; there are no limitations on how your Advancement Assets may be used by you.

Rules for getting free credit without a credit check

There are a few choices open to get money without having your credit checked. Finding a bank that is intensely focused on giving advances to those with money is a lonely open door. The likelihood that your improvement will be adopted by those development managers who do not perform financial checks is higher. You can also try using a site that works with shared propulsion, which connects people who need money with supporters who are willing to fund those advances.

Finally, you have the option of including a co-signer as an affirmation of the turn of events; this means that if you have shocking money, it is conceivable that you will still be accepted for a credit advance.

Keep looking for stable quotes and data assuming you are ready to find a convenient method to get development without having your credit checked endlessly.

The different types of credit available


It is compelling to understand that there are two explicit types of open money while seeking development. These advances are called acquired and unstable credits, freely. To be ready to earn money, you need to post collateral, such as the value of your home or a vehicle. Sensitive advances do not require any insurance, but they most often have higher support costs and it can be even more difficult to have each of the important features for them. Ignoring how they no guarantee neededunstable advances regularly have higher support costs.

Before researching a money choice of any kind, you must do extremely important evaluation and investigation of the various allotment choices to accumulate as much data as possible. You might have the belief that you are getting the most ideal arrangement with the help of this.

One small step at a time to choose the best development for your needs.

While looking for credit, there are a few assessments that you should try to choose the monetary thing that is overall reasonable for your needs.

In any case, you need to think about how much money you really need. Since money is usually propelled with unmistakable low totals, you won’t have to get more money than you can bear to think about.

Second, consider how quickly you will need the money; In the event that you need it immediately, you will probably need to seek out a credit master who can endow you with assets around the time you request them.

To conclude, you must consider the recognition cost of the improvement as well as all the costs that go with it. Due to the lavish support costs that are usually linked with credit money, it is essential to look at the modified advancement options offered by different banks to choose the one that has the most immaterial rate.

What to do by tolerating the disadvantages of your experience by reimbursing your development


Several choices are available to you if you find yourself in a situation where you cannot repay your credit quickly. Critical concerns at the front, contact your bank and provide them with clarification on what is going on; they could work with you to consider an alternate room plan.

Second, you should consider joining your liabilities, as this could get you a more reasonable cost of credit and make it much less difficult for you to control your parts. If in doubt, the last piece of housing is to manage your leaders; they might take less money from you than they are owed expecting them to be reimbursed using any means possible.

The data provided by Usman Konst of BridgePayday reveals that “a credit is transitional money that can be used for any purpose; there are no restrictions on how you can use assets from your turn of events. You can incorporate money for anything you need, for anything not against money interest points.

Essentially, meeting all money requirements is fundamental. A huge number of banks do not require credit checks before securing a borrower for credit. »

While waiting for you to inspect a development, remember the header with the path so that you can choose the money which is the general reason for your conditions. Also, if you find yourself in a situation where you’re having trouble repaying the turn of events, don’t save a tiny bit to take a look at your pawnbroker or money bosses; they might have the decision to help you sort out a reaction to your nervousness and get you financially ready again.

]]> Be aware of scams targeting the military this Memorial Day Mon, 30 May 2022 21:29:00 +0000

MADISON, Wis. (WMTV) – The Better Business Bureau warns that while Memorial Day is a time to honor those who lost their lives for our country, scam artists also like to take advantage of this time of year.

Scammers use Memorial Day to take advantage of victims in a variety of schemes with a patriotic or military approach.

According to the BBB, in 2021, active duty military members reported losing significantly more money ($300) than military spouses ($170) or veterans ($220). While the percentages of military spouses (43%) and veterans (42.7%) who said they lost money when exposed to a scam were very similar to the percentage of the general population (42.8%) reporting monetary loss, the susceptibility of active duty military (60.7%) was about 42% higher than the susceptibility of the general population.

The BBB military line provides free resources and access to services for all branches of the US military.

The BBB indicates that the following scams are typically aimed at the military:

  • High-priced military loans: Advertisements for a loan that promise a guarantee, instant approval, or no credit check often come with hidden fees and high interest rates. Legitimate lenders won’t guarantee a loan until you apply, and loans that require an upfront fee are likely a scam.
  • Veteran’s Benefit Buyout Plans: This buyout plan will offer a cash payment in exchange for a disabled veteran’s future benefits or pension payments. The cash amount is only about 30-40% of what the veteran is entitled to.
  • Fake rental properties: Stolen photos of legitimate rental properties are used in advertisements that promise military discounts and other incentives. Service members will have to pay a fee by bank transfer for security payments or a key to the property, and in the end they will receive nothing.
  • Misleading car sales: Websites that post ads offer fake military discounts or claim to be from soldiers who need to sell their vehicle quickly since deployment. The initial fee will require a bank transfer, otherwise the vehicle will have issues after purchase.
  • Expensive life insurance policies: Military personnel are often the target of high-pressure sales pitches that offer unnecessary and expensive life insurance policies.

The BBB also offers these tips to avoid scams:

  • Do your research: Get as much information as you can about a business or charity before you pay or donate. Discover a company BBB Company Profile or see if the BBB has a report on the charity.
  • Never transfer money to someone you don’t know: money sent by bank transfer is nearly impossible to track. Pay or donate by credit card when possible.
  • Protect your computer: Do not click on links in unsolicited emails. Do not enter personal information on unknown websites. Keep your anti-virus software up to date and use a firewall at all times.
  • Put an Active Duty alert on your credit reports upon deployment: this will minimize the risk of identity theft, as creditors and businesses cannot issue or extend credit until they verify identity .

Finally, follow these BBB tips before making a charitable donation:

  • Get the exact name of the charity: There are more than 28,000 veterans and military service organizations in the United States. Make sure the one you are asking for is the one you have in mind.
  • Watch out for undue pressure to donate: Honest charities won’t pressure you to make a donation decision on the spot. Donors always have the choice to learn more about the charity so they can give with confidence.
  • Check the website for the basics: Information about the charity’s mission, programs, and finances should be easily accessible.
  • Find out if the charity meets the BBB Charity Standards: find a report here.

For more information on military and veteran charities, click here.

Visit BBB Scam Tracker to track and report scams in your area.

Copyright 2022 WMTV. All rights reserved.

Tech Life: Never Argue Over Splitting a Bill Again Fri, 27 May 2022 18:24:35 +0000

By Stephanie Humphrey

Stephanie Humphrey

By Stephanie Humphrey

Apps like Cash App and Venmo have made it easier to send or receive money from family and friends for things like concert tickets, group dinners, and travel arrangements. However, we all know “that” person – the one who details their meal down to the last penny. Or the person you need to track down, reaching out to you repeatedly until you finally get your promised share of the hotel room in Cancun. But what if there was a way to avoid all the awkward haggling or hassling, get the money in a timely manner – and no one has to come out of pocket early?

Fuse is a way for everyone to split a payment to do so seamlessly. When you sign up, you get a Fuse card – it’s a virtual credit card, but no credit check is required. You add your bank account information to the card, as well as the bank account information of anyone else contributing to the payment. Full payment is made in advance using the virtual credit card and then everyone’s share is deducted from their own respective bank account. If you connect a bank account to Fuse, it’s completely free to use. If someone connects a credit card for payments, the app charges a processing fee. There are so many different reasons this could be useful for a group, including:

Recurring invoices: Fuse works especially well for recurring bill payments. If you have roommates, most bills are probably in one person’s name. A roommate gets electricity on their behalf, while internet service can be shared from another roommate’s account. That person pays the bill and then gets reimbursed by the other roommates, and it usually works out pretty well – until it doesn’t. With Fuse, you can add a merchant and invite your housemates to split the charges. Now the bill is paid on time and the account holder no longer has to wait for people to pay it back.

Group dinners: Nobody wants to be the person at the restaurant who itemizes the bill at the end of brunch and chooses their specific order items. But it’s also unfair for everyone to share the cost of a restaurant’s endless mimosas when all you got was the fruit plate and toast. With Fuse, you can scan the receipt, invite everyone in attendance to share the scan, and then everyone can tap what they ordered and only pay for those items. Tax and tip are split based on the individual order. Then everyone pays using the payment method they entered in the app. Easy ventilated! No more smartphone calculators at the table, and no more discrepancies — or hurt feelings — when the bill comes.

Fuse makes it easy to split a payment the way you want – by ratio, evenly, by percentage, or by the exact amount everyone owes. You can create groups of people you regularly share costs with, like roommates, your brunch besties, or the vacation team. And the Fuse account holder will even get cashback in certain places by using the Fuse card to facilitate payments. Thanks to this unique innovation in the financial sector, you will not be charged any interest on the card or any revolving credit balance. It’s truly a win-win for any kind of group activity that requires a shared expense – with Fuse, you don’t have to worry about squabbles over money anymore!


Stephanie Humphrey is a former engineer turned tech expert and author. She is a contributor to Fox 29’s “Good Day Philadelphia” show and co-host of “The Tech Jawn” podcast. You can find Stephanie all over the web @TechLifeSteph and buy her book “Don’t Let Your Digital Footprint Kick Your Ass!” on Amazon.